Do your clients pay their invoices in 30-90 days?
Receive up to 90% of the value of your invoices and use frozen capital for expanding your business.
Smart working capital solutions
We help SMEs grow faster.
Invoice financing is a tool for your business
Reduce invoice payment terms from 90 days to one week.
Value of invoices financed 15,941,737 EUR
- 97%of customers would recommend DEBIFO's invoice financing service
- Financial service of the year award
- 100+satisfied customers who have tried DEBIFO's factoring services
INVOICE FINANCING – AN ALTERNATIVE TO BANK FACTORING.
Invoice financing is an alternative to traditional factoring services offered by banks, when a company is given up to 90% of accounts receivable for an invoice issued to a buyer. When the invoice is fully paid, the client receives the balance, minus factoring interest.
A business financing solution in 24 hours
Transparent pricing; no hidden contract or administration fees
No long-term obligations – finance as needed
No need for pledged collateral or a personal guarantee
HOW DOES IT WORK?
ACCESSIBLE, FAST AND SIMPLE INVOICE FINANCING
Apply through the DEBIFO system
Raise invoices for financing
Get a financing proposal
Use the loan for business development
IS MY BUSINESS ELIGIBLE FOR FINANCING?
- Has your company been in operation for at least six months?
- Is your company's sales revenue in excess of EUR 30,000?
- Does your company provide goods or services to other businesses (B2B)?
If you answered 'yes' to all of these questions, submit an application and make sure you have the funds necessary for further business development.
THE BENEFITS OF WORKING CAPITAL
Opportunity - EUR 18,000 discount on raw materials
Financing - loan price of EUR 3,600
Benefit - reduced costs of EUR 14,400
Registration at DEBIFO is free
We do not charge any registration, credit check, account registration or annual credit limit fees.
1.5%–2.9% for a 30-day period
The interest rate depends on the client and invoice credit risk, as well as the frequency and duration of financing.
0% of the invoice value
DEBIFO clients do not pay any transaction fees.
Know the price of your financing – no contract or administration fees.
Read about us in
„Lietuvos bankas siūlo skatinti alternatyvų smulkaus ir vidutinio verslo finansavimą. Siekdamas gerinti smulkaus ir vidutinio verslo finansavimą, Lietuvos bankas siūlo kurti alternatyvas tradiciniam bankiniam finansavimui, tam panaudojant ir investuotojų lėšas.“